Find CHSP providers in Inverloch, VIC

CHSP services in Inverloch are heavily subsidised by the Australian Government, meaning most clients pay a co-contribution rather than the full cost of the service. Subsidised rates typically range from $45-$65/hour (subsidised rates for eligible clients) depending on the service type. The government covers the majority of the cost, and providers may charge a co-contribution based on your income and the type of service.

Co-contribution amounts are not standardised across all providers. Each approved CHSP provider sets their own co-contribution rates within guidelines issued by the Department of Health and Aged Care. Common co-contributions range from a few dollars to around twenty dollars per service, depending on the activity. You should ask each provider for their current co-contribution schedule when comparing options.

People experiencing financial hardship can discuss reduced or waived co-contributions with their provider. No eligible person should be refused CHSP services because they cannot pay the co-contribution. Providers are required to have a hardship policy in place.

If your needs grow beyond what CHSP can cover, you may be assessed for a Home Care Package, which provides a larger budget for more frequent or complex support. CHSP and HCP cannot both fund the same service at the same time, but some people receive services from both programs for different needs.

CHSP services are funded by the Australian Government through the Department of Health and Aged Care. Clients pay a co-contribution toward the cost of each service. The process for accessing CHSP is managed through My Aged Care.

My Aged Care is the gateway to all government-funded aged care in Australia, including CHSP. To access CHSP, you first need to register with My Aged Care by calling 1800 200 422 or visiting myagedcare.gov.au. An assessor from the Regional Assessment Service (RAS) will then conduct a home assessment to determine your eligibility and the types of support you need. Once approved, you are referred to approved CHSP providers in your area.

Co-contributions: After being referred to a provider, you will be asked to pay a co-contribution for each service you use. This is a small out-of-pocket amount. The provider will explain their co-contribution schedule during intake. If you have difficulty paying, speak with the provider directly about their hardship policy.

Home Care Packages (HCP): If your needs are beyond what CHSP covers, a My Aged Care assessment can determine whether you are eligible for a Home Care Package. HCP provides a dedicated annual budget (Level 1 to Level 4) for more intensive in-home support. You cannot receive the same service through both CHSP and HCP simultaneously, but the two programs can cover different services for different needs.

Department of Veterans' Affairs (DVA): Some veterans access both DVA-funded services and CHSP services for different needs. Check with DVA and your CHSP provider to ensure there is no overlap in what is being funded.

The Commonwealth Home Support Programme provides entry-level support to help older Australians stay living at home safely and independently for longer. Services are designed for people who need occasional or low-level assistance rather than the more intensive support that a Home Care Package provides.

CHSP covers a broad range of services. Domestic assistance includes help with cleaning, laundry, and household organisation. Personal care covers assistance with showering, dressing, and grooming. Meals services deliver nutritious food to your door or provide group meals at a local centre. Transport services take you to medical appointments, shopping, or social activities. Home maintenance covers minor repairs and safety modifications. Social support programs reduce isolation through regular visits or group activities. Allied health services such as physiotherapy, occupational therapy, and podiatry are also available through some CHSP providers.

After your My Aged Care assessment, you will be referred to an approved provider in Inverloch. The provider will contact you to discuss which services are needed, when they will be delivered, and what the co-contribution will be. Most CHSP services begin within a few weeks of referral, though wait times vary by service type and local demand.

CHSP is not designed to cover intensive or complex support needs. If your needs increase over time, your provider or GP can help you apply for a reassessment through My Aged Care to access a Home Care Package. It is important to speak up if your current level of support is no longer meeting your needs, rather than waiting for a scheduled review.