Find supported independent living in Raymond Terrace, NSW
From $120,000 via NDIS Core Supports.
For supported independent living
- 4 verified providers in Raymond Terrace
- Funded via NDIS Core Supports
- Median response 14 minutes
- Free quotes, no obligation
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Find and compare supported independent living providers in Raymond Terrace through Carevo. SIL, or Supported Independent Living, funds the support workers who help people with disability live as independently as possible in a shared or individual home. This guide covers SIL accommodation options, how funding works, what the assessment process involves, and what to look for when choosing a provider. The 4 supported independent living providers listed here all operate SIL arrangements in Raymond Terrace and surrounding areas and can accommodate a range of support needs and living preferences. If you are searching for SIL accommodation in Raymond Terrace, this guide will help you understand what is available, what questions to ask, and how to navigate the NDIS process to secure a suitable home and support arrangement.
Best Supported Independent Living providers near me
Showing 4 of 4 providers·How we rank
Redtail Support Services
Raymond Terrace, NSW and 5 othersAlso servesGateshead, NSW · Lake Macquarie, NSW · Maitland, NSW · Newcastle, NSW · Taree, NSW · Hyperlocal provider
Specialises in Personal care · Transport
Redtail Support Services is a leading registered NDIS provider dedicated to delivering exceptional disability support services to the residents of Raymond Terrace and its surrounding communities in NSW. With a deep commitment to fostering independence and enhancing quality of life, Redtail Support Services offers a comprehensive suite of NDIS-funded supports tailored to meet individual needs.
How we verified this provider
- Registered with the NDIS Quality & Safeguards Commission
- Business address confirmed
Yellowbird Enterprises
Raymond Terrace, NSW and 4 othersAlso servesDungog, NSW · Maitland, NSW · Port Macquarie, NSW · Stroud, NSW · Regional provider
Specialises in Therapy · Equipment hire
They are committed to delivering high-quality disability support services to participants in the local region.
How we verified this provider
Port Stephens Disability Care
Raymond Terrace, NSW and 6 othersAlso servesLemon Tree Passage, NSW · Mallabula, NSW · Medowie, NSW · Nelson Bay, NSW · Salamander Bay, NSW · Tanilba Bay, NSW
Specialises in Support Workers · Personal Care · Transport
They offer a comprehensive range of NDIS services designed to support participants in achieving their goals and enhancing their quality of life.
How we verified this provider
- Registered with the NDIS Quality & Safeguards Commission
- Business address confirmed
- Team includes Disability Support Worker, Registered Nurse
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They are committed to empowering NDIS participants with personalised and high-quality disability support services.
How we rank providers
Rankings in Raymond Terrace are based on real outcomes between providers and families on our platform. They are recalculated daily and cannot be purchased or influenced by advertising.
- How this list is built. Providers shown here are registered with the NDIS for Assistance with daily life tasks in a group or shared living arrangement, or offer support work and personal care. Generalist providers who only mention this service in passing are excluded, so the list reflects genuine, demonstrated capability.
- Outcomes with families. We measure what happens after a family contacts a provider. Providers where families report positive outcomes rank higher. Multiple signals are weighted across a rolling window.
- Service match. Providers are ranked by how closely their registered services and capabilities match what you are searching for.
- Registration and compliance. NDIS registered and government-approved aged care providers are weighted for meeting quality and safeguards standards.
- Local presence. Providers confirmed in Raymond Terrace rank above those covering only the broader region.
What does "Trusted" mean? The Trusted badge is awarded to providers with a consistent record of positive outcomes with families on our platform. It is based on multiple behavioural signals and family feedback, and it cannot be purchased.
4
providers in Raymond Terrace
26,738
providers nationally
How providers are verified
Every provider listed is cross-checked against the official Australian registers before appearing here. This is separate from the Trusted badge, which reflects platform outcomes.
NDIS register cross-check
Every NDIS-registered provider listed is verified against the NDIS Commission register. Registration numbers and approved support groups are pulled from the official register, not self-declared.
Source: NDIS Quality and Safeguards CommissionAged care approval status
Aged care approved status reflects the Australian Government Department of Health and Aged Care approved provider list, including service types and category groups.
Source: Department of Health and Aged CareABN verification
Every listing includes an Australian Business Number. Providers without a valid, active ABN do not appear in our directory.
Source: Australian Business RegisterComplaints process
If you have a concern about any provider, you can lodge a complaint with the NDIS Commission or the Aged Care Quality and Safety Commission at any time. We also accept complaints via our own channel.
Source: NDIS Commission / Aged Care CommissionAbout Raymond Terrace
Raymond Terrace sits within the Port Stephens (Area) council area, home to around 12,820 residents. Connecting with a supported independent living provider who already works locally means shorter travel and familiarity with nearby services.
Population
12,820
Local council
Port Stephens (Area)
Median income
$28,808
Area
40.771 km²
Source: Australian Bureau of Statistics.
Supported Independent Living at a glance
Funding
NDIS Core Supports - Assistance with Daily Life
Availability
24/7 supported living
Wait time
Contact for current vacancies
Cost
$120,000-$300,000/year NDIS funded
Hours
Round-the-clock support available
Median response
14 minutes
How Much Does Supported Independent Living Cost in Raymond Terrace?
SIL funding in Raymond Terrace is included in your NDIS plan under Core Supports, specifically the "Assistance with Daily Life" support category. The NDIS funds the support component of SIL, not the rent or board. Participants typically contribute to rent from their Disability Support Pension or other personal income, separate from NDIS funding.
Annual SIL funding levels typically range from $120,000-$300,000/year NDIS funded (based on support needs) depending on the intensity of support required. Lower-needs participants in shared arrangements receive less funding than those requiring one-to-one or complex behaviour support. The NDIS determines your SIL funding amount during planning based on a formal support needs assessment.
SIL providers submit a quote to the NDIS outlining the staffing model, hours of support, and associated costs. The NDIA assesses the quote against the Supported Independent Living Pricing Guidance and approves an amount. Providers cannot charge participants above what the NDIS funds for the support component.
Rent, utilities, food, and personal expenses are not covered by SIL funding. Participants typically contribute these from their own income, Disability Support Pension, and Rent Assistance. Some providers offer all-inclusive arrangements, so it is important to clarify exactly what is and is not covered when comparing providers.
| Time | Indicative rate |
|---|---|
| Lower needs (shared, minimal overnight support) | $120,000 - $160,000/yr |
| Moderate needs (shared, some overnight) | $160,000 - $220,000/yr |
| Higher needs (shared, active overnight) | $220,000 - $270,000/yr |
| Complex needs (1:1 or specialist support) | $270,000 - $300,000+/yr |
Funding figures are indicative. Actual SIL funding is determined by the NDIS through an individual assessment and approved quote process. Figures represent the support funding component only and do not include rent, utilities, or living costs.
Cost Comparison: Raymond Terrace vs New South Wales & National
How supported independent living costs in Raymond Terrace compare with New South Wales state averages and national averages. Rates vary by provider, funding type, and level of support required.
| Metric | Raymond Terrace | NSW Average | National Average |
|---|---|---|---|
| Hourly rate | $120,000-$300,000/year NDIS funded | $55 - $75 | $52 - $70 |
| Daily rate (8hr) | $350 - $500 | $350 - $500 | $340 - $480 |
| Providers available | 4 | 26,738 nationally | |
Rates are indicative and based on standard NDIS Price Guide rates and Home Care Package schedules. Actual costs vary by provider and individual service agreement.
How SIL Funding Works in Raymond Terrace
SIL is funded entirely through the NDIS. There is no co-contribution toward the support component for eligible participants. To access SIL funding, it must be included in your NDIS plan, which requires a formal assessment of your support needs and a recommendation that SIL is the most appropriate funded support.
NDIS Core Supports: SIL sits within the Core Supports budget under "Assistance with Daily Life." Because SIL is a high-cost, complex support, the NDIS manages SIL funding directly. Participants cannot self-manage or plan-manage SIL funding. The NDIA approves the provider and funding amount through the quoting process.
The SIL quoting process: Once you choose a provider, they prepare a SIL roster of care document and submit a quote to the NDIS. This outlines the staffing model, support hours, and weekly cost. The NDIA reviews the quote and approves or requests adjustments. This process can take several weeks, so starting early is important.
Specialist Disability Accommodation (SDA): SDA is a separate NDIS funding category for purpose-built accessible housing. If you have significant physical needs or an extreme functional impairment, you may be eligible for SDA funding in addition to SIL. SDA and SIL funding are assessed separately. Not all participants in SIL live in SDA housing; many live in standard community rental properties.
Rent and living costs: Rent is paid separately, usually from your Disability Support Pension and Rent Assistance. Commonwealth Rent Assistance may be available if you pay private rent. Clarify with your prospective provider how rent and living costs are structured before agreeing to a placement.
What to Expect from a SIL Provider in Raymond Terrace
SIL providers support you to live as independently as possible in a home environment. Support is available around the clock and covers personal care, domestic tasks, medication management, community access, and developing daily living skills. The level of support varies based on your individual needs and what is approved in your NDIS plan.
The process begins with an assessment of your support needs, usually involving your NDIS planner or Local Area Coordinator (LAC). They will assess the type and intensity of support required and determine whether SIL is appropriate. If approved, your plan will include a SIL funding allocation and you can begin looking at providers and housing options.
Most SIL providers will invite you to visit their homes or meet current residents before committing. A good provider will talk with you about your goals, your preferences for housemates, and how they run the house. You should have real input into where you live and who you live with.
Once you move in, there is usually a settling-in period where the support team learns your routines and adjusts the roster to suit your needs. Regular house meetings and reviews give you the opportunity to raise issues or request changes to your support.
Under the NDIS, you have the right to change SIL providers if the arrangement is not working. Transitions between providers take time because of the quoting process, but a good support coordinator can manage this on your behalf.
Care Services Available in Raymond Terrace
Provider counts by service type in Raymond Terrace
New South Wales Regulations & Compliance
In New South Wales, NDIS providers must be registered with the NDIS Quality and Safeguards Commission and comply with the NDIS Practice Standards. Aged care services operate under the Aged Care Quality Standards enforced by the Aged Care Quality and Safety Commission. All providers serving NSW participants are subject to regular audits and must maintain worker screening through the NSW NDIS Worker Check.
Raymond Terrace at a glance
Population 65+
2,621 (18%)
State avg 16.2%
Aged Care beds
0
Residential care capacity
Home Care Packages
0 active
In-home support
Average wait time
4-8 weeks
State avg 4-8 weeks
Nearest hospital
John Hunter Hospital
GP clinics
0
Within 5km
Public transport
Hunter Valley buses
Pharmacies
Blooms The Chemist Raymond Terrace • Capital Chemist Raymond Terrace
Community support
Raymond Terrace Senior Citizens • Port Stephens Council community programs
Regional town in the Hunter Valley at the junction of the Hunter and Williams Rivers. Growing residential area with established community.
Generally flat terrain. Town centre is accessible. Limited public transport requires car access.
Frequently Asked Questions
How quickly do providers respond to enquiries in Raymond Terrace?
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Can I choose my housemates in a SIL home?
What is the difference between SIL and SDA?
How much does SIL cost per year in Raymond Terrace?
How long does it take to access SIL in Raymond Terrace?
Can I self-manage my SIL funding?
What happens if I want to change my SIL provider?
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