NDIS SIL Calculator 2026-27
Estimate Supported Independent Living (SIL) annual and weekly costs from your support ratio, intensity, daytime active hours, and overnight type. Figures use 2026-27 NDIS price limits as a planning guide. Your provider's SIL quote and the NDIA determine approved funding.
Weekday (standard)
$73.58/hr
6am–8pm price limit
High intensity weekday
$79.60/hr
When HI rates apply
Sleepover
$311.79
Per night (limit)
Active overnight
$82.57/hr
Standard active night
How to use this calculator
- 1. Set your support ratio (1:1, 1:2, or 1:3) and standard vs high-intensity rates.
- 2. Slide active daytime hours (6am–10pm) and choose overnight: none, sleepover, or active night.
- 3. Tap Calculate SIL costs to see estimated weekly, daily, and annual totals plus a simple breakdown.
SIL vs rent and living costs
SIL pays for support workers in shared living, not the building.
Rent and day-to-day living are usually paid from your income (e.g. DSP), not from SIL line items.
This tool does not include rent, groceries, or utilities.
Disclaimer: Estimates only. Approved SIL funding comes from a formal provider quote and NDIA decision. Provider charges and rosters vary.
Source: NDIS Pricing Schedule (2026-27, effective 1 July 2026).
Rates and calculation reviewed: 8 September 2026
Configure your SIL supports
Adjust inputs, then calculate to see projected weekly and annual SIL-style support costs.
Modelled from 6am: the first 14 hours use daytime rates, then up to two evening hours.
Your SIL estimate
Based on your configuration and 2026-27 NDIS price limits.
Your next step
Compare SIL providers for your support needs
Tell us where support is needed and your preferred timing. Ask providers to confirm the support roster, staffing, full quote and availability. This estimate is not a funding approval.
Free to send a request. Provider availability, suitability and prices need confirmation before you agree to services.
Estimated cost for 52 weeks
Based on your support configuration and 2026-27 price limits
Weekly
$0
Daily average
$0
Cost breakdown (per week)
Note: This is an estimate only. Actual SIL funding is determined through a formal quote process between your provider and the NDIA. Costs may vary based on individual circumstances and provider charges.
Ready to find support?
Carevo connects NDIS participants with providers and independent support workers that have capacity in your area. One enquiry, and a provider contacts you.
Supported Independent Living in plain English
SIL is NDIS funding for the people who support you in shared accommodation, help with daily living, personal care, and supervision as set out in your roster of care. It does not pay for the rent or purchase of the home itself, which is funded separately.
Funding levels depend on how much support you need across the week, including overnights. Higher ratios of staff to participants (for example 1:1) and active night shifts usually cost more than shared 1:3 supports with a sleepover model.
How this calculator models your week
The tool uses a simplified week: active hours starting at 6am, with the first 14 at the weekday daytime rate and any remaining hours at the evening rate, Saturday at its separate Saturday rate, Sunday at Sunday rates, and your chosen overnight option applied across seven nights. Active overnight uses five weekday nights and one night at each weekend rate, with hours and nightly costs divided by your support ratio (your share of the worker's time).
This model excludes public holidays, remote loadings and additional active support during a sleepover. Real rosters include shift-boundary billing rules, leave, different shift patterns, and mixed ratios, so treat the output as a ballpark for conversations with a SIL provider, not a plan budget line copied from the NDIA.
Quotes, plans, and the NDIA
Before SIL appears in your plan, a registered provider typically completes an assessment and submits a SIL quote. The NDIA decides what is reasonable and necessary against your goals and evidence. That process can take months and may differ from any online estimate.
Your support coordinator or LAC can help you compare houses, providers, and roster options while funding is being determined.
Rent, living costs, and what SIL does not cover
Participants usually pay reasonable rent contribution and ordinary living costs (food, utilities, personal items) from their own income, such as DSP. SIL line items are for support delivery, not those household bills. Always read your service agreement and occupancy terms carefully.
Frequently Asked Questions
How much NDIS SIL funding will I get?
There is no fixed SIL entitlement by support ratio. Funding depends on your assessed needs and agreed roster. This calculator estimates costs and does not determine approved funding.
What is the cost of supported living?
Supported Independent Living (SIL) costs depend on several factors:
- Support ratio: 1:1 (most expensive) vs shared 1:2 or 1:3
- Overnight support: Active overnight billed by hours and day of week, or a sleepover charged per night
- Support intensity: Standard vs high-intensity rates
- Hours of support: 24/7 vs daytime only
SIL funding covers support workers only. You'll pay rent and living expenses separately from your personal income (typically DSP).
What are the NDIS SIL rates for 2026-27?
The 2026-27 NDIS SIL price limits are:
| Support Type | Standard | High Intensity |
|---|---|---|
| Weekday (6am-8pm) | $73.58/hr | $79.60/hr |
| Weekday evening | $81.07/hr | $87.70/hr |
| Saturday | $103.54/hr | $112.01/hr |
| Sunday | $133.50/hr | $144.42/hr |
| Public Holiday | $163.46/hr | $176.84/hr |
| Sleepover | $311.79/night | |
| Weekday night | $82.57/hr | $89.32/hr |
How do I apply for SIL funding?
The SIL application process:
- Discuss with your Support Coordinator or LAC - they'll help determine if SIL is right for you
- Choose a SIL provider - research providers and visit potential houses
- Provider assessment - they'll assess your support needs
- SIL quote submission - the provider creates a detailed roster and submits to NDIA
- NDIA review - may take several weeks to months
- Funding added to plan - once approved, SIL is added to your NDIS plan
The whole process can take 3-6+ months, so start early.
What is the difference between SIL and SDA?
SIL funds the support workers who help you with daily living. The dwelling itself is funded separately. The two are different line items, and you can have one, the other, or both. For housing funding, use the dedicated accommodation funding tool.
Looking for SIL or shared living support?
Explore registered providers offering Supported Independent Living, shared accommodation, and rostered support, so you can compare quotes and services alongside your funding estimate.
Find NDIS providersRelated Tools
Specialist Disability Accommodation funding (separate tool)
Estimate dwelling funding for purpose-built housing on the dedicated accommodation page.
NDIS Budget Planner
Map Core, Capacity Building, and Capital supports after you understand SIL-style costs.
NDIS Respite Calculator
Model short-term accommodation (STA) when carers need a break from intensive support weeks.
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